When FBI agent Grayson Kincaid initial encounters Olivia MacKenzie, she makes quite an impression. The beautiful, tough young attorney has stumbled in to the middle of an FBI sting operation and reduced it to chaos. A few months of monitoring and careful preparing down the drain, Kincaid’s partner is definitely furious and lets Olivia understand that she’s ticked off the wrong guy. After all, he’s FBI. But Olivia isn’t intimidated by his partner’s bullying because she’s something also scarier . she’s IRS. And about Nice Talk working for the IRS is definitely no picnic. She’s on the trail of an elaborate Ponzi plan, one that threatens to spoil the lives of naive and unsuspecting victims, and one she’s personal reasons to be upset about. But after she asks the incorrect people questions, her life is usually all of a sudden endangered. She’s accustomed to looking out for other people who are poor, but being vulnerable herself makes her realize she desires help. In desperation, she phone calls Grayson Kincaid. Together they get together to fight corruption, but Olivia can be fighting the immediate and intense appeal she feels for Agent Kincaid, and that could be a battle she actually is bound to lose. “As usually, Ms. Garwood creates interesting characters who come alive page after web page. The banter and connection between Ellie and Max is definitely beyond wonderful. Ellie is normally a spirited and strong heroine, and Maximum is usually charming in a stoic, gruff sort of way.” – New York Journal of Books on THE PERFECT Guy “Julie Garwood creates masterpieces each and every time she writes a publication. Indeed, she is the Rembrandt of love novels.” – The Kansas Town Star “Julie Garwood has become a trusted brand name in passionate fiction.” – People “It’s [Garwood’s] well-timed subjects set against a timeless background that get so many modern readers.” – USA Today